Professional Indemnity

Professional Indemnity products offer broad cover to meet the needs of today's professional.

They provide indemnity against legal liability to pay damages and claimant's costs and expenses as a result of a breach of professional duty on the part of the business. They also pay for all other costs and expenses incurred with our consent.

The insurance covers the policyholder's liability for the acts, errors and omissions of:

  • Partners or former partners
  • directors or employees
  • agents.

In addition, the policy includes cover for liability arising from:

  • Dishonest employees
  • libel and slander
  • lost or damaged documents (including the cost of replacement).

Defence costs are paid in addition to the limit of indemnity.

Gone are the days when only professionals such as solicitors, surveyors or accountants needed Professional Indemnity insurance. Today, clients have high expectations of their professional advisers - whatever their field - and are well aware of their legal rights. There is no question that any business which provides professional advice, designs, or offers similar services to clients needs the protection Professional Indemnity insurance.